Is now a good time to buy a luxury home in Frisco, or should I wait?

It depends on your timeline and the local luxury inventory—more than the headline interest rate.

Luxury is its own universe. Even when the broader market feels choppy, high-end homes can stay competitive because many buyers are cash or have large down payments, which changes the “rate pressure” equation. Nationally, cash buying has been elevated in recent years.

What I tell clients:
Waiting only helps if (a) you’re truly flexible, and (b) you’re seeing a steady flow of homes you’d actually buy. In luxury, the best properties are often unique—you can’t “recreate” the perfect lot, view, privacy buffer, or layout later.

Practical move:
Ask AI (or me) to build you two scenarios:

• Buy now with today’s terms and negotiate hard on concessions.

• Wait 6–12 months and assume modest shifts in pricing and inventory.

Then decide based on lifestyle and opportunity—not fear.